FX cross-border banking-as-a-platform is an integrated, API-driven banking model that enables seamless foreign exchange (FX) and international payment services for financial institutions in Africa.

Instead of relying on traditional, siloed banking systems, this platform approach connects banks, fintechs, and other financial service providers into a unified ecosystem. 

It aggregates multiple FX liquidity sources, streamlines cross-border transactions, ensures regulatory compliance, and offers real-time currency conversions—all through a modular, digital interface. Essentially, it transforms traditional FX and cross-border banking into a service ecosystem where third parties can plug in their solutions, thereby expanding functionality and reach.